Water Damage Restoration in Phoenix, AZ
Phoenix by the numbers: 172 flood report days from 2016 to 2025, 3 freezing nights a year, 14 federal disaster declarations since 2016. Below: first steps, the records, Arizona insurance rules and costs.
Updated October 31, 2026
First Steps for Water in a Home in Phoenix
- Plumbing leak: shut the main water valve (burst pipe steps). Flooding: stay out until the water stops rising (flooding steps).
- Stay clear of wet outlets and cords.
- Photograph the damage, then call your insurer.
Phoenix Flood Record
NOAA has 599 flood and flash flood reports for Maricopa and Pinal counties from 2016 to 2025, on 172 separate days; August had the most.
At the Glendale 2.5 ENE gauge, February is the wettest month with 1.2 inches on average.
| Month | Flood report days | Normal precipitation (in) |
|---|---|---|
| January | 4 | 1.1 |
| February | 6 | 1.2 |
| March | 9 | 1.1 |
| April | 2 | 0.3 |
| May | 3 | 0.2 |
| June | 4 | 0 |
| July | 38 | 0.7 |
| August | 63 | 1 |
| September | 22 | 0.6 |
| October | 14 | 0.7 |
| November | 5 | 0.7 |
| December | 2 | 0.9 |
| County | Flood report days | Reports |
|---|---|---|
| Maricopa County | 157 | 505 |
| Pinal County | 61 | 94 |
Freezing Nights in Phoenix
Phoenix averages 3 nights a year at or below 32°F (Phoenix Deer Valley Municipal Airport station). NOAA counted 24 winter storm, ice or extreme cold days in Maricopa and Pinal counties from 2016 to 2025.
Storms and Disasters in Phoenix
Maricopa and Pinal counties were named in 14 federal weather or fire declarations since 2016 (OpenFEMA).
Notable NOAA storm reports
- October 13, 2025: Hail, 2 inch hail (Pinal County)Two-inch diameter hail measured at the area of U.S. 60 and South Idaho Road in Apache Junction. No damages or injuries reported.
- July 17, 2022: Thunderstorm wind, 100 mph gust (Maricopa County)SR-87 was closed between Loop-202 and Shea Blvd due to widespread wind damage.
- August 14, 2021: Flash flood (Maricopa County)Following 2 to 4 inches of rain in 1 to 2 hours over the Sand Tank Wash watershed, catastrophic flooding occurred in the small town of Gila Bend with feet of water, mud, and debris moving through town.
- November 29, 2019: Tornado, EF0 (Maricopa County)A powerful Pacific upper level low and associated cold front moved east across central and northern portions of the greater Phoenix metropolitan area during the early morning hours on November 29th.
- November 29, 2019: Tornado, EF0 (Maricopa County)A large Pacific upper low moving east across Arizona was accompanied by a strong cold front that moved across the greater Phoenix metropolitan area during the early morning hours on November 29th.
Federal disaster declarations
- May 22, 2025: Cody FireFire, FEMA FM-5585
- July 9, 2024: Shake FireFire, FEMA FM-5505
- June 28, 2024: Boulder View FireFire, FEMA FM-5501
- June 12, 2024: Rose FireFire, FEMA FM-5496
- May 29, 2024: Simmons FireFire, FEMA FM-5493
- June 28, 2023: Diamond FireFire, FEMA FM-5466
- June 6, 2021: Telegraph FireFire, FEMA FM-5389
- April 8, 2021: Margo FireFire, FEMA FM-5385
Phoenix Housing at a Glance
Census figures for the city of Phoenix (American Community Survey, 2020 to 2024): 653,065 housing units, a median build year of 1985, 42% built before 1980, 23% before 1970, 57% owner occupied.
Arizona Insurance Rules for Water Claims
Arizona insurers that do not pay a first-party claim within 30 days after an acceptable proof of loss must pay interest at the legal rate (A.R.S. 20-462).
Claim problems in Arizona go to the Arizona Department of Insurance and Financial Institutions.
Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up Phoenix flood zones on FEMA's flood maps.
Restoration Cost Guide for Phoenix
| Typical range (national) | Cost |
|---|---|
| Most jobs | $1,305 to $5,707 |
| Sewage, per sq ft | $7 to $7.50 |
| Average insurer payout, water or freeze claim | $15,400 |
Sources: Bob Vila, May 2023; III, 2019 to 2023.
Areas Served Around Phoenix
The same 24/7 line covers the Phoenix metro area, including:
- Phoenix
- Mesa
- Gilbert
- Chandler
- Glendale
- Scottsdale
- Peoria
- Tempe
- Surprise
- Goodyear
- Buckeye
- Avondale
Other Arizona city guides
Questions
When is the first freeze in Phoenix?
The median first night at or below 32°F is December 25 and the median last is January 8 at the Phoenix Deer Valley Municipal Airport station (NOAA normals, 1991 to 2020).
How fast does mold start?
Dry wet materials within 24 to 48 hours (EPA).
Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, A.R.S. 20-462, EPA mold guide.