Water Damage Restoration in Oxnard, CA
Oxnard by the numbers: 18 flood report days from 2016 to 2025, 16 federal disaster declarations since 2016. Below: first steps, the records, California insurance rules and costs.
Updated October 31, 2026
First Steps for Water in a Home in Oxnard
- Plumbing leak: shut the main water valve (burst pipe steps). Flooding: stay out until the water stops rising (flooding steps).
- Stay clear of wet outlets and cords.
- Photograph the damage, then call your insurer.
Oxnard Flood Record
NOAA has 45 flood and flash flood reports for Ventura County from 2016 to 2025, on 18 separate days; February had the most.
At the Oxnard Ventura County Airport gauge, February is the wettest month with 3.3 inches on average.
| Month | Flood report days | Normal precipitation (in) |
|---|---|---|
| January | 3 | 2.9 |
| February | 6 | 3.3 |
| March | 2 | 2.3 |
| April | 0 | 0.7 |
| May | 1 | 0.3 |
| June | 1 | 0.1 |
| July | 0 | 0 |
| August | 1 | 0 |
| September | 2 | 0.1 |
| October | 1 | 0.5 |
| November | 0 | 0.7 |
| December | 1 | 2.1 |
Storms and Disasters in Oxnard
Ventura County was named in 16 federal weather or fire declarations since 2016 (OpenFEMA).
Notable NOAA storm reports
- January 4, 2026: Flash flood (Ventura County)Heavy rainfall generated flash flooding and debris flows across all lanes of Highway 101, near La Conchita. One vehicle was stuck in the mud and another vehicle rolled over.
- October 14, 2025: Flood (Ventura County)California Highway Patrol reported significant roadway flooding at the intersection of Highway 101 and Seaward Avenue.
- February 13, 2025: Tornado, EF0 (Ventura County)An EF0 tornado with gusts up to 85 MPH developed across southeastern section of the city of Oxnard.
- February 7, 2024: Thunderstorm wind, 82 mph gust (Ventura County)An automated sensor at Sandstone Peak reported thunderstorm wind gusts of 82 MPH.
- December 25, 2019: Tornado, EF0 (Ventura County)A strong thunderstorm generated a weak tornado over Ventura Harbor (in Ventura county). Only very minor damage was reported.
Federal disaster declarations
- May 18, 2026: Sandy FireFire, FEMA FM-5635
- November 6, 2024: Mountain FireFire, FEMA FM-5545
- April 13, 2024: Severe Winter Storms, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm, FEMA DR-4769
- April 3, 2023: Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm, FEMA DR-4699
- January 14, 2023: Severe Winter Storms, Flooding, Landslides, And MudslidesFlood, FEMA DR-4683
- January 9, 2023: Severe Winter Storms, Flooding, And MudslidesFlood, FEMA EM-3591
Oxnard Housing at a Glance
Census figures for the city of Oxnard (American Community Survey, 2020 to 2024): 56,455 housing units, a median build year of 1977, 57% built before 1980, 36% before 1970, 54% owner occupied.
California Insurance Rules for Water Claims
California insurers must acknowledge a claim notice within 15 calendar days unless they pay in that time (California Department of Insurance, property claims adjusting guide (2026)).
Claim problems in California go to the California Department of Insurance.
Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up Oxnard flood zones on FEMA's flood maps.
Restoration Cost Guide for Oxnard
| Typical range (national) | Cost |
|---|---|
| Most jobs | $1,305 to $5,707 |
| Sewage, per sq ft | $7 to $7.50 |
| Average insurer payout, water or freeze claim | $15,400 |
Sources: Bob Vila, May 2023; III, 2019 to 2023.
Areas Served Around Oxnard
The same 24/7 line covers the Oxnard metro area, including:
- Oxnard
- Simi Valley
- Thousand Oaks
- San Buenaventura (Ventura)
- Camarillo
- Moorpark
- Santa Paula
- Port Hueneme
Other California city guides
- Los Angeles water damage restoration
- San Francisco water damage restoration
- Riverside water damage restoration
- San Diego water damage restoration
- San Jose water damage restoration
- Sacramento water damage restoration
- Fresno water damage restoration
- Stockton water damage restoration
- Bakersfield water damage restoration
- Vallejo water damage restoration
- Modesto water damage restoration
- Visalia water damage restoration
- Santa Rosa water damage restoration
Questions
How fast does mold start?
Dry wet materials within 24 to 48 hours (EPA).
Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, California Department of Insurance, property claims adjusting guide (2026), EPA mold guide.