Water Damage Restoration in Port St. Lucie, FL
Port St. Lucie by the numbers: 14 flood report days from 2016 to 2025, 13 federal disaster declarations since 2016. Below: first steps, the records, Florida insurance rules and costs.
Updated November 2, 2026
First Steps for Water in a Home in Port St. Lucie
- Storm flooding: wait until the water stops rising and officials allow re-entry; wear boots and gloves (flooding steps).
- Stay clear of wet outlets and cords.
- Photograph the damage, then call your insurer.
Port St. Lucie Flood Record
NOAA has 19 flood and flash flood reports for Martin and St. Lucie counties from 2016 to 2025, on 14 separate days; September had the most.
At the Tradition 5.6 W gauge, June is the wettest month with 8.3 inches on average.
Hurricanes, tropical storms or storm surge added 10 report days.
| Month | Flood report days | Normal precipitation (in) |
|---|---|---|
| January | 0 | 3.1 |
| February | 0 | 2.4 |
| March | 0 | 3.4 |
| April | 0 | 3 |
| May | 2 | 5.2 |
| June | 2 | 8.3 |
| July | 0 | 6.5 |
| August | 0 | 7.9 |
| September | 4 | 8 |
| October | 4 | 5.7 |
| November | 2 | 3.5 |
| December | 0 | 3.2 |
| County | Flood report days | Reports |
|---|---|---|
| Martin County | 10 | 10 |
| St. Lucie County | 8 | 9 |
Storms and Disasters in Port St. Lucie
Martin and St. Lucie counties were named in 13 federal weather or fire declarations since 2016 (OpenFEMA).
Notable NOAA storm reports
- May 23, 2025: Hail, 2 inch hail (Martin County)Trained spotter in Indiantown reports hail up to 2 inches in diameter.
- October 9, 2024: Tornado, EF3 (St. Lucie County)A National Weather Service survey team confirmed an unusually strong, long-tracked tornado in association with Hurricane Milton produced widespread EF-1 to EF-2 damage, and periodic EF-3 damage within St.
- June 3, 2020: Flash flood (Martin County)Widespread rain totals of 5-10 inches affected portions of Jensen Beach, Stuart, Palm City and Hobe Sound between the evening of June 2 and mid afternoon on June 3.
- September 10, 2017: Tropical storm (St. Lucie County)Category 3 Hurricane Irma made landfall near Naples during the late afternoon of September 10.
- March 23, 2017: Thunderstorm wind, 100 mph gust (St. Lucie County)Florida Power and Light reported that a wooden power pole was snapped due to high winds as a severe thunderstorm crossed into a rural area of St. Lucie County to the southwest of the Florida Turnpike, near Highway 68.
Federal disaster declarations
- October 11, 2024: Hurricane MiltonHurricane, FEMA DR-4834
- October 7, 2024: Hurricane MiltonHurricane, FEMA EM-3622
- December 13, 2022: Hurricane NicoleHurricane, FEMA DR-4680
- November 8, 2022: Tropical Storm NicoleTropical Storm, FEMA EM-3587
- September 29, 2022: Hurricane IanHurricane, FEMA DR-4673
- September 24, 2022: Tropical Storm IanHurricane, FEMA EM-3584
- August 1, 2020: Hurricane IsaiasHurricane, FEMA EM-3533
Port St. Lucie Housing at a Glance
Census figures for the city of Port St. Lucie (American Community Survey, 2020 to 2024): 90,911 housing units, a median build year of 2002, 9% built before 1980, 2% before 1970, 84% owner occupied.
Florida Insurance Rules for Water Claims
Florida insurers must review and acknowledge a claim communication within 7 calendar days and pay or deny a property claim within 60 days after notice (Fla. Stat. 627.70131).
Claim problems in Florida go to the Florida Department of Financial Services, Division of Consumer Services.
Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up Port St. Lucie flood zones on FEMA's flood maps.
Restoration Cost Guide for Port St. Lucie
| Typical range (national) | Cost |
|---|---|
| Most jobs | $1,305 to $5,707 |
| Sewage, per sq ft | $7 to $7.50 |
| Average insurer payout, water or freeze claim | $15,400 |
Sources: Bob Vila, May 2023; III, 2019 to 2023.
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Questions
Does Florida license mold assessment or remediation?
Florida law bars anyone from performing or offering mold assessment without meeting the state's mold assessor licensing law (Fla. Stat. 468.8419).
How fast does mold start?
Dry wet materials within 24 to 48 hours (EPA).
Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, Fla. Stat. 627.70131, Fla. Stat. 468.8419, EPA mold guide.