Water Damage Restoration in Raleigh, NC
Raleigh by the numbers: 78 flood report days from 2016 to 2025, 57 freezing nights a year, 10 federal disaster declarations since 2016. Below: first steps, the records, North Carolina insurance rules and costs.
Updated October 31, 2026
First Steps for Water in a Home in Raleigh
- Storm flooding: wait until the water stops rising and officials allow re-entry; wear boots and gloves (flooding steps).
- Stay clear of wet outlets and cords.
- Photograph the damage, then call your insurer.
How Often Raleigh Floods
Franklin, Johnston and Wake counties logged flooding on 78 days from 2016 to 2025 (225 NOAA reports), July most often.
At the Raleigh 1.5 SW gauge, September is the wettest month with 6 inches on average.
Hurricanes, tropical storms or storm surge added 7 report days.
| Month | Flood report days | Normal precipitation (in) |
|---|---|---|
| January | 2 | 3.6 |
| February | 1 | 3 |
| March | 2 | 4.2 |
| April | 3 | 4 |
| May | 6 | 4 |
| June | 4 | 4.2 |
| July | 21 | 5 |
| August | 18 | 4.5 |
| September | 14 | 6 |
| October | 4 | 3.7 |
| November | 2 | 3.5 |
| December | 1 | 3.6 |
| County | Flood report days | Reports |
|---|---|---|
| Wake County | 67 | 169 |
| Johnston County | 16 | 33 |
| Franklin County | 9 | 23 |
Freezing Nights in Raleigh
Raleigh averages 57 nights a year at or below 32°F (Raleigh State University station). About 6 of them drop to 20°F or colder. NOAA counted 11 winter storm, ice or extreme cold days in Franklin, Johnston and Wake counties from 2016 to 2025.
Unheated crawl spaces, attics and garages freeze first (Red Cross); keep the heat at 55°F or more (IBHS).
Storms and Disasters in Raleigh
Franklin, Johnston and Wake counties were named in 10 federal weather or fire declarations since 2016 (OpenFEMA).
Notable NOAA storm reports
- September 8, 2023: Thunderstorm wind, 76 mph gust (Wake County)
- September 30, 2022: Tropical storm (Johnston County)Frequent wind gusts of 40 to 60 mph resulted in scattered to numerous trees and power lines down across Johnston County, including some on homes.
- May 13, 2019: Hail, 2.75 inch hail (Wake County)A supercell thunderstorm tracked across portions of southern Wake County into central Johnston County. The thunderstorm produced hail ranging from golf ball size to baseball size hail.
- April 19, 2019: Tornado, EF1 (Johnston County)This is a continuation of the Spivey's Corner tornado. The tornado oscillated up and down for about 8 miles, resulting in minor tree damage when briefly touching down.
- October 8, 2016: Flash flood (Wake County)Heavy rainfall of 7 to 10 inches caused widespread flash flooding across the county. Roads all throughout the county were closed due to flooding.
Federal disaster declarations
- January 24, 2026: Severe Winter StormWinter Storm, FEMA EM-3637
- September 26, 2024: Hurricane HeleneTropical Storm, FEMA EM-3617
- August 6, 2024: Tropical Storm DebbyTropical Storm, FEMA EM-3608
- October 1, 2022: Hurricane IanHurricane, FEMA EM-3586
- August 2, 2020: Hurricane IsaiasHurricane, FEMA EM-3534
- September 3, 2019: Hurricane DorianHurricane, FEMA EM-3423
Raleigh Housing at a Glance
Census figures for the city of Raleigh (American Community Survey, 2020 to 2024): 224,853 housing units, a median build year of 1997, 23% built before 1980, 14% before 1970, 51% owner occupied.
North Carolina Insurance Rules for Water Claims
North Carolina insurers must affirm or deny coverage within a reasonable time after proof of loss statements are completed (N.C.G.S. 58-63-15).
Claim problems in North Carolina go to the North Carolina Department of Insurance.
Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up Raleigh flood zones on FEMA's flood maps.
Restoration Cost Guide for Raleigh
| Typical range (national) | Cost |
|---|---|
| Most jobs | $1,305 to $5,707 |
| Sewage, per sq ft | $7 to $7.50 |
| Average insurer payout, water or freeze claim | $15,400 |
Sources: Bob Vila, May 2023; III, 2019 to 2023.
Areas Served Around Raleigh
The same 24/7 line covers the Raleigh metro area, including:
- Raleigh
- Cary
- Apex
- Wake Forest
- Holly Springs
- Fuquay-Varina
- Garner
- Morrisville
- Clayton
- Knightdale
Other North Carolina city guides
Questions
When is the first freeze in Raleigh?
The median first night at or below 32°F is November 8 and the median last is March 28 at the Raleigh State University station (NOAA normals, 1991 to 2020).
How fast does mold start?
Dry wet materials within 24 to 48 hours (EPA).
Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, N.C.G.S. 58-63-15, EPA mold guide.