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Water Damage Restoration in Dayton, OH

Dayton by the numbers: 43 flood report days from 2016 to 2025, 107 freezing nights a year, 2 federal disaster declarations since 2016. Below: first steps, the records, Ohio insurance rules and costs.

Updated November 2, 2026

First Steps for Water in a Home in Dayton

  • Burst pipe: shut the main water valve, then open the lowest faucet to drain the lines (burst pipe steps).
  • Stay clear of wet outlets and cords.
  • Photograph the damage, then call your insurer.

Dayton Flood Record

43flood report days2016 to 2025
101flood reports filedNOAA
41.7 inprecipitation a year1991 to 2020 normal

NOAA has 101 flood and flash flood reports for Greene, Miami and Montgomery counties from 2016 to 2025, on 43 separate days; June had the most.

At the Dayton Mcd gauge, April is the wettest month with 4.5 inches on average.

MonthFlood report daysNormal precipitation (in)
January03.2
February42.4
March43.5
April24.5
May34.4
June144.4
July44
August83.1
September13
October03
November33
December03.1
CountyFlood report daysReports
Greene County2943
Montgomery County1949
Miami County79

Freezing Nights in Dayton

Dayton averages 107 nights a year at or below 32°F (Dayton Mcd station). About 36 of them drop to 20°F or colder. NOAA counted 12 winter storm, ice or extreme cold days in Greene, Miami and Montgomery counties from 2016 to 2025.

Unheated crawl spaces, attics and garages freeze first (Red Cross); keep the heat at 55°F or more (IBHS).

Storms and Disasters in Dayton

Greene, Miami and Montgomery counties were named in 2 federal weather or fire declarations since 2016 (OpenFEMA).

Notable NOAA storm reports

  • May 23, 2026: Flood (Montgomery County)Approximately eight homes near the intersection of Little York Road and Alvira Avenue in Butler Township had high water that intruded into the first floor.
  • April 4, 2025: Hail, 3 inch hail (Greene County)Widespread showers and thunderstorms occurred across the region as waves of low pressure moved east along a frontal boundary that was stalled out along the Ohio River.
  • June 18, 2021: Flash flood (Greene County)Several roads were flooded in Sugar Creek Township. Engle Mill, Cornstalk, and Cook Roads all had washouts and were impassable.
  • May 27, 2019: Tornado, EF4 (Montgomery County)The tornado initially touched down just west of Brookville and areas on the south side of Brookville sustained heavy damage, consistent with high-end EF2 wind speeds.
  • April 3, 2018: Thunderstorm wind, 81 mph gust (Greene County)There was widespread tree and roof damage along Wilberforce-Clifton Road and State Route 72 south of Clifton.

Federal disaster declarations

  • May 2, 2024: TornadoesTornado, FEMA DR-4777
  • June 18, 2019: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslideTornado, FEMA DR-4447

Dayton Housing at a Glance

Census figures for the city of Dayton (American Community Survey, 2020 to 2024): 70,335 housing units, a median build year of 1951, 85% built before 1980, 76% before 1970, 48% owner occupied.

Ohio Insurance Rules for Water Claims

Ohio insurers must acknowledge a claim within 15 days of receiving notice (Ohio Adm. Code 3901-1-54).

Claim problems in Ohio go to the Ohio Department of Insurance.

Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up Dayton flood zones on FEMA's flood maps.

Restoration Cost Guide for Dayton

Typical range (national)Cost
Most jobs$1,305 to $5,707
Sewage, per sq ft$7 to $7.50
Average insurer payout, water or freeze claim$15,400

Sources: Bob Vila, May 2023; III, 2019 to 2023.

Areas Served Around Dayton

The same 24/7 line covers the Dayton metro area, including:

  • Dayton
  • Kettering
  • Beavercreek
  • Huber Heights
  • Fairborn
  • Troy
  • Centerville
  • Xenia
  • Riverside
  • Trotwood
  • Piqua
  • Miamisburg

Other Ohio city guides

Water damage restoration in all cities

Questions

When is the first freeze in Dayton?

The median first night at or below 32°F is October 25 and the median last is April 18 at the Dayton Mcd station (NOAA normals, 1991 to 2020).

How fast does mold start?

Dry wet materials within 24 to 48 hours (EPA).

Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, Ohio Adm. Code 3901-1-54, EPA mold guide.

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