Water Damage Restoration in Oklahoma City, OK
Oklahoma City by the numbers: 82 flood report days from 2016 to 2025, 72 freezing nights a year, 23 federal disaster declarations since 2016. Below: first steps, the records, Oklahoma insurance help and costs.
Updated October 31, 2026
First Steps for Water in a Home in Oklahoma City
- Burst pipe: shut the main water valve, then open the lowest faucet to drain the lines (burst pipe steps).
- Stay clear of wet outlets and cords.
- Photograph the damage, then call your insurer.
Oklahoma City Flood Record
NOAA has 280 flood and flash flood reports for the 7 counties of the Oklahoma City metro area from 2016 to 2025, on 82 separate days; May had the most.
At the Oklahoma City gauge, May is the wettest month with 5.5 inches on average.
| Month | Flood report days | Normal precipitation (in) |
|---|---|---|
| January | 0 | 1.3 |
| February | 0 | 1.6 |
| March | 2 | 2.7 |
| April | 9 | 3.6 |
| May | 17 | 5.5 |
| June | 15 | 4.8 |
| July | 12 | 3.3 |
| August | 13 | 3.4 |
| September | 7 | 3.9 |
| October | 4 | 3.3 |
| November | 2 | 1.8 |
| December | 1 | 1.9 |
| County | Flood report days | Reports |
|---|---|---|
| Oklahoma County | 47 | 115 |
| Cleveland County | 27 | 81 |
| Canadian County | 15 | 24 |
| Lincoln County | 14 | 19 |
| Grady County | 13 | 17 |
| McClain County | 9 | 10 |
| Logan County | 8 | 14 |
Freezing Nights in Oklahoma City
Oklahoma City averages 72 nights a year at or below 32°F (Oklahoma City Will Rogers Airport station). About 15 of them drop to 20°F or colder. NOAA counted 30 winter storm, ice or extreme cold days in the 7 counties of the Oklahoma City metro area from 2016 to 2025.
Unheated crawl spaces, attics and garages freeze first (Red Cross); keep the heat at 55°F or more (IBHS).
Storms and Disasters in Oklahoma City
The 7 counties of the Oklahoma City metro area were named in 23 federal weather or fire declarations since 2016 (OpenFEMA).
Notable NOAA storm reports
- June 5, 2025: Thunderstorm wind, 120 mph gust (McClain County)A wide swath of very strong thunderstorm winds moved out of Grady County and into southwestern McClain County. There was extensive damage for a distance of at least 18 miles from the Grady County line to southwest of Wayne.
- April 30, 2025: Flash flood (Cleveland County)Multiple confirmations of flooding in and around the community of Lexington due to water rise from Willow Creek and a tributary to the Canadian River. Broadcast media showed images of multiple water rescues at residences.
- November 3, 2024: Tornado, EF3 (Oklahoma County)
- April 19, 2023: Tornado, EF3 (McClain County)The third tornado of the outbreak, the Cole-Goldsby Tornado, was the most destructive of the outbreak.
- May 11, 2017: Hail, 4.25 inch hail (Logan County)Storms formed during the afternoon of the 11th in the vicinity of an eastward moving cold front and dryline.
Federal disaster declarations
- October 7, 2026: Severe Storm And Straight-Line WindsSevere Storm, FEMA DR-4950
- August 13, 2026: Train Trestle FireFire, FEMA FM-5669
- March 22, 2026: Dibble Creek FireFire, FEMA FM-5627
- May 21, 2025: Wildfires And Straight-Line WindsFire, FEMA DR-4866
- March 18, 2025: Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm, FEMA DR-4862
- March 15, 2025: Norge FireFire, FEMA FM-5569
- March 15, 2025: East Thunderbird FireFire, FEMA FM-5563
- March 14, 2025: Luther FireFire, FEMA FM-5562
Oklahoma City Housing at a Glance
Census figures for the city of Oklahoma City (American Community Survey, 2020 to 2024): 306,366 housing units, a median build year of 1982, 47% built before 1980, 32% before 1970, 59% owner occupied.
Oklahoma Insurance Help for Water Claims
Claim problems in Oklahoma go to the Oklahoma Insurance Department.
Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up Oklahoma City flood zones on FEMA's flood maps.
Restoration Cost Guide for Oklahoma City
| Typical range (national) | Cost |
|---|---|
| Most jobs | $1,305 to $5,707 |
| Sewage, per sq ft | $7 to $7.50 |
| Average insurer payout, water or freeze claim | $15,400 |
Sources: Bob Vila, May 2023; III, 2019 to 2023.
Areas Served Around Oklahoma City
The same 24/7 line covers the Oklahoma City metro area, including:
- Oklahoma City
- Norman
- Edmond
- Moore
- Midwest City
- Yukon
- Mustang
- Del City
- Bethany
- El Reno
Other Oklahoma city guides
Questions
When is the first freeze in Oklahoma City?
The median first night at or below 32°F is November 2 and the median last is April 4 at the Oklahoma City Will Rogers Airport station (NOAA normals, 1991 to 2020).
How fast does mold start?
Dry wet materials within 24 to 48 hours (EPA).
Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, EPA mold guide.