Need Help Now? 24/7 Emergency Line (401) 555-0102

Water Damage Restoration in Providence, RI

Providence by the numbers: 51 flood report days from 2016 to 2025, 109 freezing nights a year, 6 federal disaster declarations since 2016. Below: first steps, the records, Rhode Island insurance rules and costs.

Updated November 2, 2026

First Steps for Water in a Home in Providence

  • Storm flooding: wait until the water stops rising and officials allow re-entry; wear boots and gloves (flooding steps).
  • Stay clear of wet outlets and cords.
  • Photograph the damage, then call your insurer.

Providence Flood Record

51flood report days2016 to 2025
132flood reports filedNOAA
4hurricane and tropical storm days2016 to 2025
47.5 inprecipitation a year1991 to 2020 normal

NOAA has 132 flood and flash flood reports for the 5 Rhode Island counties of the Providence metro area from 2016 to 2025, on 51 separate days; July had the most.

At the Providence T F Green Airport gauge, March is the wettest month with 4.9 inches on average.

Hurricanes, tropical storms or storm surge added 4 report days.

MonthFlood report daysNormal precipitation (in)
January34
February13.4
March04.9
April04.3
May23.4
June43.8
July142.9
August93.6
September114.2
October14.2
November24.3
December44.7
CountyFlood report daysReports
Providence County3282
Kent County1721
Washington County1115
Bristol County66
Newport County58

Freezing Nights in Providence

Providence averages 109 nights a year at or below 32°F (Providence T F Green Airport station). About 34 of them drop to 20°F or colder. NOAA counted 29 winter storm, ice or extreme cold days in the 5 Rhode Island counties of the Providence metro area from 2016 to 2025.

Unheated crawl spaces, attics and garages freeze first (Red Cross); keep the heat at 55°F or more (IBHS).

Storms and Disasters in Providence

The 5 Rhode Island counties of the Providence metro area were named in 6 federal weather or fire declarations since 2016 (OpenFEMA).

Notable NOAA storm reports

  • August 18, 2023: Tornado, EF2 (Providence County)A tornado caused significant damage along a discontinuous path in Scituate, Johnston, and North Providence, Rhode Island.
  • September 5, 2022: Flash flood (Providence County)In Providence, 7 to 10 inches of rain fell over the course of a few hours during the mid to late afternoon creating serious flash flooding.
  • August 22, 2021: Tropical storm (Washington County)Wind speeds generally were gusting to 60 to 70 mph in Washington County. There was significant damage and widespread power outages.
  • June 29, 2019: Hail, 1.75 inch hail (Providence County)At 2:51 PM EST, an amateur radio operator reported one-inch diameter hail in Scituate. At 3 PM EST, 1.75 inch diameter hail fell on Lincoln. At 3:04 PM EST, 1.75 inch diameter hail fell on Cumberland.
  • February 25, 2016: Thunderstorm wind, 76 mph gust (Bristol County)An amateur radio operator recorded a 76 mph wind gust on their home weather station in Bristol. In addition, several large trees were downed around Roger Williams University and other parts of Bristol.

Federal disaster declarations

  • March 20, 2024: Severe Storms And FloodingSevere Storm, FEMA DR-4766
  • March 20, 2024: Severe Storm And FloodingSevere Storm, FEMA DR-4765
  • January 7, 2024: Severe Storms, Flooding, And TornadoesSevere Storm, FEMA DR-4753
  • April 14, 2023: Queens River FireFire, FEMA FM-5464
  • May 12, 2022: Severe Winter Storm And SnowstormSnowstorm, FEMA DR-4653
  • August 21, 2021: Hurricane HenriHurricane, FEMA EM-3563

Providence Housing at a Glance

Census figures for the city of Providence (American Community Survey, 2020 to 2024): 79,423 housing units, a median build year of 1938, 82% built before 1980, 74% before 1970, 41% owner occupied.

Rhode Island Insurance Rules for Water Claims

Rhode Island insurers must acknowledge written notice of a claim in writing within 15 days (230-RICR-20-40-2).

Claim problems in Rhode Island go to the Rhode Island Division of Insurance.

Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up Providence flood zones on FEMA's flood maps.

Restoration Cost Guide for Providence

Typical range (national)Cost
Most jobs$1,305 to $5,707
Sewage, per sq ft$7 to $7.50
Average insurer payout, water or freeze claim$15,400

Sources: Bob Vila, May 2023; III, 2019 to 2023.

Areas Served Around Providence

The same 24/7 line covers the Providence metro area, including:

  • Providence
  • Cranston
  • Warwick
  • Pawtucket
  • East Providence
  • Woonsocket
  • Newport
  • Central Falls

Water damage restoration in all cities

Questions

When is the first freeze in Providence?

The median first night at or below 32°F is October 30 and the median last is April 11 at the Providence T F Green Airport station (NOAA normals, 1991 to 2020).

How fast does mold start?

Dry wet materials within 24 to 48 hours (EPA).

Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, 230-RICR-20-40-2, EPA mold guide.

Call Now (401) 555-0102