Water Damage Restoration in McAllen, TX
McAllen by the numbers: 24 flood report days from 2016 to 2025, 1 freezing nights a year, 8 federal disaster declarations since 2016. Below: first steps, the records, Texas insurance rules and costs.
Updated November 2, 2026
First Steps for Water in a Home in McAllen
- Plumbing leak: shut the main water valve (burst pipe steps). Flooding: stay out until the water stops rising (flooding steps).
- Stay clear of wet outlets and cords.
- Photograph the damage, then call your insurer.
McAllen Flood Record
NOAA has 54 flood and flash flood reports for Hidalgo County from 2016 to 2025, on 24 separate days; June had the most.
At the Mcallen 2.4 NE gauge, September is the wettest month with 4.8 inches on average.
Hurricanes, tropical storms or storm surge added 1 report day.
| Month | Flood report days | Normal precipitation (in) |
|---|---|---|
| January | 0 | 1 |
| February | 0 | 1 |
| March | 2 | 2 |
| April | 0 | 1.5 |
| May | 4 | 1.9 |
| June | 10 | 2.6 |
| July | 3 | 4.5 |
| August | 2 | 2.3 |
| September | 1 | 4.8 |
| October | 2 | 2.7 |
| November | 0 | 1.6 |
| December | 0 | 1.5 |
Freezing Nights in McAllen
McAllen averages 1 nights a year at or below 32°F (Mcallen station). NOAA counted 34 winter storm, ice or extreme cold days in Hidalgo County from 2016 to 2025.
Storms and Disasters in McAllen
Hidalgo County was named in 8 federal weather or fire declarations since 2016 (OpenFEMA).
Notable NOAA storm reports
- May 8, 2025: Hail, 3 inch hail (Hidalgo County)A member of the public reported 3 inch diameter (tea cup size) hail, via Facebook. The stone was oblong shape, with a width of 1.5 inches.
- March 27, 2025: Tornado, EF0 (Hidalgo County)A small tornado briefly touched down about 1.5 miles east of Edcouch, lifting the sheet metal roof of a warehouse belonging to a crop dusting company.
- August 26, 2024: Tornado, EFU (Hidalgo County)A landspout was reported in Donna. Image was shared on Slack/NWS Chat 2.0. Timing was based off their observation along with radar.
- July 25, 2020: Tropical storm (Hidalgo County)
- May 31, 2016: Thunderstorm wind, 96 mph gust (Hidalgo County)
Federal disaster declarations
- May 21, 2025: Severe Storms And FloodingFlood, FEMA DR-4871
- July 9, 2024: Hurricane BerylHurricane, FEMA DR-4798
- February 19, 2021: Severe Winter StormsSevere Ice Storm, FEMA DR-4586
- February 14, 2021: Severe Winter StormSevere Ice Storm, FEMA EM-3554
- July 26, 2020: Hurricane HannaHurricane, FEMA EM-3530
- July 17, 2019: Severe Storms And FloodingFlood, FEMA DR-4454
McAllen Housing at a Glance
Census figures for the city of McAllen (American Community Survey, 2020 to 2024): 55,385 housing units, a median build year of 1995, 25% built before 1980, 10% before 1970, 60% owner occupied.
Texas Insurance Rules for Water Claims
Texas law gives an insurer 15 business days to confirm it received a claim and, once it has what it needs, 15 business days to decide whether to pay, extendable by 45 days with a reason (Texas Department of Insurance, claim deadlines).
Claim problems in Texas go to the Texas Department of Insurance.
Flood damage needs a separate flood policy, which typically starts 30 days after purchase (FloodSmart). Look up McAllen flood zones on FEMA's flood maps.
Restoration Cost Guide for McAllen
| Typical range (national) | Cost |
|---|---|
| Most jobs | $1,305 to $5,707 |
| Sewage, per sq ft | $7 to $7.50 |
| Average insurer payout, water or freeze claim | $15,400 |
Sources: Bob Vila, May 2023; III, 2019 to 2023.
Areas Served Around McAllen
The same 24/7 line covers the McAllen metro area, including:
- McAllen
- Edinburg
- Mission
- Pharr
- Weslaco
- San Juan
- Alton
- Alamo
Other Texas city guides
Questions
When is the first freeze in McAllen?
The median first night at or below 32°F is January 1 and the median last is January 9 at the Mcallen station (NOAA normals, 1991 to 2020).
Does Texas license mold assessment or remediation?
Yes. The Texas Department of Licensing and Regulation licenses mold assessment and mold remediation, and its rules require contractors doing that work to be licensed (TDLR, mold assessors and remediators FAQ).
How fast does mold start?
Dry wet materials within 24 to 48 hours (EPA).
Sources: NOAA Storm Events, NOAA normals, OpenFEMA, Census ACS, Texas Department of Insurance, claim deadlines, TDLR, mold assessors and remediators FAQ, EPA mold guide.